Electrician Insurance

Electrician insurance can protect you from devastating financial liabilities caused by injury, property damage, and many other situations.

You can now get electrical insurance through the Progressive AdvantageĀ® Business Program and it’s covered. The program offers general liability, workers compensation, commercial auto insurance, and other coverage for eligible small businesses.

We can match your electrician’s insurance with coverage that can protect you from lawsuits, damage to your building, loss of personal property and more.

Who needs electrical insurance?

Almost all businesses in the electricity trade require basic electricity insurance. They include:

  • electrical contractor
  • electrician
  • HVAC Technician
  • heating contractor
  • lighting technician
  • lighting consultant
  • HVAC Contractor
  • Construction Company

Laws may vary by state, so make sure you understand the local rules and regulations in which you operate.

General Liability Insurance

General liability insurance, or GL, is an essential part of electrical insurance. It can protect against lawsuits and other financial liabilities that arise from things like accidents or other mishaps.

GL is often combined with many other coverages in a Business Owner Policy (BOP). However, you may qualify for electrical insurance with general liability coverage through the Progressive Business Advantage Program without the full BOP gain. Check eligibility.

Employer policy

Many companies need more than basic obligations. BOPs can provide additional protection including property and income loss, identity theft coverage, and more. Check eligibility.

Workers Compensation Insurance

Workers’ compensation insurance through Better Progressive Business can help cover medical costs and a portion of lost wages for employees who are injured or become ill on the job. Find out if you qualify for workers’ compensation coverage to be included in your electrician’s insurance plan. Check eligibility.